Group Life and Waiver of Premium Promise
We promise ... to apply consistent standards to all our decisions, to act with empathy and integrity and to pay all eligible claims promptly and accurately. READ MORE >

Long-Term Disability Promise
We promise ... to employ benefit analysts who are knowledgeable in many facets of disability. And we promise to work as a team with other experts, like case managers, counselors, nurses and physicians, to ensure we make the right decisions for our clients. READ MORE >

Short-Term Disability Promise
We promise ... that our disability claim experts will review and handle claims promptly and accurately within five business days—with consistent standards every time. We promise to equip them with highly efficient tools and technology to help them respond to disability claims quickly. READ MORE >

Group Dental Promise
We promise ... to apply consistent standards to dental claims decisions, while keeping an average four-day turnaround and 99% accuracy.6 Our dental experts have an average 15 years experience and a less than 1% turnover rate. READ MORE >

6 For source reference, see the disclosures page.